Insurance Headaches

We receive excellent health, dental, and vision benefits through Matt's Federal insurance programs but I guess the trade off is constant headache!! So far this year we have managed to go to an eye doctor who only partially participates in the vision program, a dentist who accepted our health benefits last year (which has become our secondary for dental) but doesn't participate in our new primary dental insurance, and filled a 90-day prescription without realizing the insurance only covers 30-days at a time.

I have definately learned my lesson: figure out the insurance situations beforehand, because no one else will do it for you. That seems like a "duh!" statement but it's the little things that will get you and those little things add up to out-of-pocket expenses quickly.

A lot of the headaches I have brought upon myself...I guess you can't really complain when something doesn't work right when you don't read the instructions beforehand!